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CenterPoint Accounting

A Windows or hosted US ledger: import the bank with Plaid, post invoices and bills, e-file 1099s. Quote-only.

Starting price
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Pricing
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Works with
Replaces your ledger
Pricing checked
September 12, 2026

Our take

Best for
US shops that want a Windows (or hosted-desktop) ledger with departmental reports, Plaid bank import, and a person on a US support line, and that will take a sales quote.
Not ideal if
Anyone who needs a self-serve browser ledger with a published price, a CPA who will only open QuickBooks Online, or a Mac-native / phone-first daily bookkeeper.
Standout
The same locally installed Windows ledger can run hosted, and Version 20 added Plaid bank import with match-or-add rules plus Aatrix 1099 e-file.

About CenterPoint Accounting

CenterPoint Accounting is the ledger from Red Wing Software. You install it on Windows, or you subscribe to Red Wing Cloud Services and open the same Windows program in a browser or remote desktop. Enter vendor bills, customer invoices, and payments, or pull bank and card lines through Plaid (Version 20), map them to a company and account, and post. Those posts are the books. Income statements, balance sheets, cash flows, and budgets come out of CenterPoint. 1099s print or e-file through Aatrix.

It replaces QuickBooks Online and Xero. It does not sit on those files. You can import master data (accounts, names, classes as profit centers, beginning balances) from a QuickBooks company file. Patriot Software and Wave are browser US ledgers with published prices. Kick is a newer cash-basis replacement. Inventory, sales orders, purchase orders, payroll, and depreciation are separate modules or SKUs. CenterPoint Accounting for Agriculture and CenterPoint Fund Accounting are different products from the same vendor.

People who stick are usually US shops that want departmental reports, unlimited history, and a human on a US phone line instead of a self-serve checkout. Bookkeepers on public forums say it runs like QuickBooks Desktop and that support is the reason they stay. Farm operators often belong on the Agriculture SKU, not this commercial file.

Pricing

No public list on redwingsoftware.com. A 5-person / ~500-txn shop should expect a license quote, a Customer Care membership (Silver or Gold), and, if they do not want a local SQL install, a separate Cloud Services monthly fee that scales with users. Inventory, sales orders, purchase orders, payroll, and depreciation are extra quotes. Card collection needs a Fiserv merchant account. The one-hour demo is free. Do not publish a dollar figure.

CenterPoint Accounting

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The commercial ledger license. GL, AP, and AR are in the core. Quote only. One-hour scheduled demo.

  • General ledger, accounts payable, accounts receivable
  • Custom reports, departmental reporting, transaction search
  • Plaid bank import (Version 20) and bank reconciliation
  • 1099 print and e-file through Aatrix
  • QuickBooks company-file master-data import
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Optional modules

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Add inventory, sales orders, purchase orders, payroll, or depreciation. Each is a separate quote.

  • Inventory (multi-location, item prices, GL valuation)
  • Sales Orders and Purchase Orders
  • CenterPoint Payroll (separate SKU; can sit next to the ledger)
  • CenterPoint Depreciation (standalone or with the ledger)
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Red Wing Cloud Services

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Hosted copy of the same Windows program. Extra monthly fee by user count. Setup takes 2–3 business days.

  • Browser or RDP access to CenterPoint
  • Vendor-applied updates and off-site backup
  • Same screens as the local install
  • Laptop or desktop recommended
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Customer Care (Silver or Gold)

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Support and updates. Most plans include a one-hour or next-technician response window. Required for releases and tax-table updates.

  • Unlimited toll-free phone and email support (business hours CDT)
  • Maintenance releases and product enhancements
  • Tax tables and federal tax form changes when payroll is licensed
  • Training discounts; Gold adds a one-hour online training session
Get started →
View full pricing →

How it hits your books

Replaces your ledger
Yes
QuickBooks Online
No
Xero
No
Multi-entity
Yes
Inventory
Partial
1099s
Yes
Payroll
Partial

Import or enter activity, work the Plaid pending list, make deposits, reconcile the statement, then lock the period. Attachments can sit on the rec. Accrual and cash-value balance sheets are both in the product.

Export reports to Excel, PDF, or CSV, or give the accountant a cloud or local login. 1099s go out through Aatrix. There is no live QuickBooks Online or Xero file to hand off.

What people who used it say

What they tend to like

  • Feels like QuickBooks Desktop, with better support

    A bookkeeper on r/Bookkeeping said CenterPoint runs a lot like QuickBooks Desktop and that tech support has been consistently strong.

  • Farm shops stay after the old Red Wing file was retired

    r/farming users say they moved from the discontinued Red Wing accounting product to CenterPoint and kept using it because it was what they already knew.

  • Agriculture SKU is built for crop and livestock reports

    A farm thread called CenterPoint for Agriculture more tailored than QuickBooks, with reports already configured for the operation.

What they hesitate about

  • Harder than QuickBooks to work through

    The same farm thread said it is generally regarded as a little more difficult than QuickBooks because it lacks the QuickBooks workflow GUI.

  • Easy to buy more than you use

    A current farm user said they are pretty sure they are not leveraging everything CenterPoint offers.

  • You cannot just click buy

    Official pricing is a contact form or 800-732-9464. Cloud is a second quote. Customer Care is a third. That is a sales cycle, not a self-serve checkout.

Features

Post bills, invoices, and the general ledger
CenterPoint is the file. Enter vendor invoices and payments, customer invoices and receipts, or a general journal. Posts are real-time. Drill from a summary report to the original transaction. Multiple companies can live in one database, with optional consolidated reporting.
Import the bank with Plaid (Version 20)
Processes > Banking > Bank Transaction Import connects most institutions through Plaid. Map each bank account to a CenterPoint company and account, then Add, Match, or Exclude. Links go inactive after 90 days without an import. This is a review list, not a set-and-forget feed.
Reconcile the checkbook and attach the statement
Group receipts into a bank deposit so the statement line matches. Reconcile cleared items against the bank balance. Version 20 adds scan-and-attach for the statement on the reconciliation. Positive Pay issue files are available for banks that require them.
Invoice customers and take card pay (Fiserv)
Design invoices in Forms Designer and send them. The Customer Payments Portal (no extra CenterPoint fee) lets a customer pay from a link you generate in the file. You still need a Fiserv merchant account. Pulled payments land back in CenterPoint for the rec.
Prepare and e-file 1099s through Aatrix
Run the 1099 report, then Print Tax Forms to send the grid to Aatrix. Print on plain paper, e-file federal and state, or use Aatrix complete e-file (Aatrix mails the vendor copy). Federal/State Tax Forms updates are quarterly. Back up the Aatrix history file.
Windows install, or the same program in Red Wing Cloud
Local install is 64-bit Windows 10 or 11, SQL Server (2019 Express ships with CenterPoint). Cloud is the same desktop program at centerpoint.redwingcloud.com or via RDP, with a separate monthly quote by user count and a 2–3 business day setup. Not a native Mac, iOS, or Android ledger. Customer Care (Silver or Gold) is how you get updates and phone support.

Images

CenterPoint Accounting screenshot 1

Integrations

PlaidAatrixFiservMicrosoft Excel

Platforms

WindowsWebAPI

Audience

Small businessMid-marketAccountants & firms

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