QBO Ready
Turn a bank CSV or Excel export into a QuickBooks .qbo file in your browser. Free, no upload, no row cap.
Best for
A US owner or bookkeeper who has a CSV or Excel statement and needs those rows in QuickBooks without uploading the file to a converter site.
Not ideal if
You want the books kept for you, a live bank feed, or receipt coding. This only builds the import file. Paid batch, PDF, and client workspaces are not a working checkout yet.
Standout
The free converter runs in the browser with no row cap, and the preview shows totals and duplicate groups before you download.
About QBO Ready
QBO Ready converts a bank or card CSV, or an Excel statement, into a .qbo file inside the browser tab. You drop the export, use a preset or map the date, description, and amount once, then read the preview: row count, date range, net total, and groups of duplicate rows. Download the file and, in QuickBooks Online, upload it under Transactions so the rows land in For review. A separate QFX page also documents QuickBooks Desktop import through File, Utilities, Import, Web Connect Files.
It does not keep the books. QuickBooks is still where you categorize and reconcile. QFXtoQBO, also in this directory, rewrites a Quicken QFX or OFX download. Receipt Bot is for receipts and bills, not statement files. If the bank already connects, QuickBooks' own feed is the ongoing path. This converter is for the statement that feed will not bring in, including older history past the 90-day automatic-feed window.
The free converter has no row limit and no account. The site says the file is read locally and there is no upload endpoint. Paid plans list batch conversion, saved column mappings, browser-side history, and bookkeeper workspaces. PDF parsing and IIF output are marked as not shipped, and the pricing buttons open an email because payment links are not set up yet.
How it hits your books
- Replaces your ledger
- No
- QuickBooks Online
- Partial
- Xero
- No
- Multi-entity
- Partial
- Inventory
- No
- 1099s
- No
- Payroll
- No
You still categorize and reconcile inside QuickBooks. The converter only gets rows into For review. Their help text says QuickBooks Online uploads are capped around 350 KB and 1,000 lines per file, so a long statement may need to be split.
You hand over the .qbo file, or the QuickBooks company after import. QBO Ready does not produce reports or a year-end package.
Features
CSV or Excel to a .qbo file
Drop a .csv, .txt, .xlsx, or .xls statement. Map date, description, and amount if the header is not recognized, flip amount signs when a card issuer exports charges as positives, and download a Web Connect file. QuickBooks Online import is Transactions, then Upload from file.
Presets for common US exports
Header presets cover Chase checking, savings, and credit cards, Bank of America, Wells Fargo (including a no-header comma file), Citi, Capital One, American Express, U.S. Bank, PayPal, Stripe, and Square. PayPal and Square can split processor fees into their own lines. Any other file still works if you map the columns.
Preview before QuickBooks sees it
The preview shows totals, the date range, and duplicate groups (same date, amount, and description). The converter builds a FITID from date, amount, and payee so uploading the same .qbo twice is meant to be skipped by QuickBooks. Their page cites Intuit's Online upload limits of 350 KB and 1,000 lines per file.
QFX and OFX into Web Connect
The QFX converter rewrites a Quicken or OFX download into .qbo without regenerating FITIDs or recalculating amounts. You confirm ORG, FID, and bank id before download. Desktop import is File, Utilities, Import, Web Connect Files. A local check passing does not guarantee QuickBooks will accept the file.
Paid batch tools, checkout not live
Free conversion stays $0 with no row cap. A 7-day pass ($9) lists batch files and saved mappings. Pro is $12/mo or $79/year. Bookkeeper is $29/mo for client workspaces and two seats. PDF parsing and IIF are labeled as not shipped. Pricing buttons open email, and the page says payment links are still being set up.
Pricing
One-off conversion is $0 with no row cap and no account. A 5-person shop importing a monthly CSV pays nothing. The $9 pass, $12/mo Pro ($79/year), and $29/mo Bookkeeper plan add batch files, saved mappings, and client workspaces, but the pricing page says payment links are still being set up and the buttons open email. PDF parsing and IIF are marked as not shipped. Prices are USD and exclude sales tax.
Free
One statement at a time. This is the part that actually runs today.
- CSV and Excel to .qbo
- No row limit and no sign-up
- Bank presets and manual column mapping
- Duplicate warning and preview before download
- Runs in the browser; the file is not uploaded
7-day pass
Listed for a single catch-up job. The buy button opens email. Payment links are not set up.
- Everything in Free
- Batch convert many files
- Save custom column mappings
- PDF statement parsing (as it ships)
- No subscription
Pro
Listed for a monthly close. Same email checkout. IIF is not available yet.
- Everything in the 7-day pass
- Conversion history kept in your browser
- IIF output when it ships
- Priority on new bank presets
Bookkeeper
Listed for several clients. Checkout is email, not a cart.
- Everything in Pro
- Client workspaces with their own presets
- Two seats
- Invoice billing
Integrations
Platforms
Audience
Pick something else instead of QBO Ready
QFXtoQBO
Pick QFXtoQBO instead if the bank already gave you a QFX or OFX file and you only need that rewritten for QuickBooks.
QuickBooks Online
Pick the QuickBooks bank feed instead if the bank connects and you only need recent transactions, not a CSV rebuild.
Receipt Bot
Pick Receipt Bot instead if the job is reading receipts and bills and pushing coded lines into QuickBooks Online or Xero.