Navan

Perk (the TravelPerk rebrand) is a travel and spend platform, not a ledger. Employees book flights, hotels, trains, and cars inside the app. Policy applies at booking. Receipts get photographed on the phone, matched to a card charge or claim, and checked against the same rules. Finance exports or syncs coded expenses into the accounting system instead of rebuilding the trip from inboxes.

It does not replace QuickBooks Online or Xero. The trip record lives here, then a spend export or a Xero connector (DATEV and Xero on Spend Premium) hands coded lines to the books. That is the opposite of Ramp (a card program with travel on the same login) or Expensify (a phone camera for out-of-pocket receipts). Navan is the closer US booking-plus-expense stack if you want a product you can start without a waitlist. Confirm QuickBooks Online on Perk's US connector list before you buy; the public Spend table we saw did not list it.

People who stick with Perk are usually teams that already book travel every month and want the same rules on the fare and the dinner. They care most about travelers staying in one app, and finance getting a coded trip instead of three inboxes.

Employees search flights, hotels, trains, and cars in the app. Starter includes one travel policy. Premium includes 10. Pro is unlimited. Out-of-policy options can be blocked or routed before the money leaves.

Book the trip in policy

Photograph a receipt on iPhone or Android. Perk reads the line items, matches the card charge, and applies expense rules (10 on Spend Premium, unlimited on Pro) before the report sits in a queue.

AI receipt capture and policy check

Issue unlimited physical, virtual, and lodge Platinum Visa debit cards at no extra card fee. Set spend limits. Premium lists 0.5% cashback; Pro lists 1%. External card feeds are one per entity.

Perk Visa debit cards

Booked travel can spawn the expense, assign a per diem, and attach the itinerary so meals and ground transport sit on the same trip instead of three personal-card claims.

Trip and expense as one record

Spend Premium includes a spend export file plus DATEV and Xero connectors. Pro adds the rest of their ERP connectors and an OpenAPI. Confirm QuickBooks Online on the North America list before you buy.

Export or sync to the books

The Perk app (iOS and Android) holds the itinerary, live flight updates, receipt camera, card requests, and travel approvals so the traveler does not need a laptop at the hotel.

Mobile booking and approvals

Perk combines travel booking, expenses, AI policy checks, and Visa debit cards. Published US prices, the catch, and who should skip it.

Perk Review: Travel, Expenses, and Policy in One Platform

Perk

Travel Starter

Travel Premium

Spend Premium

Spend Pro

Mercury is a fintech company that provides online business banking services tailored for startups, small businesses, and scaling companies. It offers free checking and savings accounts, credit cards with cashback rewards, and tools for payments and invoicing. Mercury integrates with popular accounting software like QuickBooks, Xero, and NetSuite, and features AI-powered automations to streamline financial tasks.

No monthly fees, account minimums, or overdraft fees.

Free Business Banking

Cashback Credit Cards

Automate financial tasks to save time and reduce busywork.

AI-Powered Automations

No-Fee USD Payments

Create and send invoices directly from your Mercury account.

Invoicing Tools

Mercury

Mercury Plus

Mercury Pro

Brex is a comprehensive finance platform designed for businesses to manage their spending, banking, and expenses efficiently. It offers modern corporate cards, expense management tools, and banking solutions across 120+ countries. With AI-powered automation, Brex aims to eliminate manual work and enhance financial control for companies of all sizes.

Unlimited global cards accepted in 210+ countries and territories with built-in controls.

Bookkeeping and accounting software

Navan

Perk

Mercury

Brex