Syft Analytics sits on the accounting file you already keep. You connect Xero, QuickBooks Online, QuickBooks Desktop, Sage, MYOB, FreshBooks, or FreeAgent, and you can add Excel, Google Sheets, Square, Stripe, Shopify, Gusto, or a bank feed. Syft pulls those results into dashboards, financial reports, consolidations, budgets, and forecasts. You still code transactions, reconcile, and lock the period in the ledger. A trial-balance or transaction-list upload can create an entity when there is no live connector.

Fathom and Spotlight Reporting do the same job of a management pack and a forecast after the books are clean. Jirav is the planning model where department heads edit a three-statement budget and a staffing plan. Numeric and FloQast run the close checklist. QuickBooks Online and Xero already print a profit and loss. Syft is the layer for a live pack, a group view, and a forecast you do not want to rebuild in a spreadsheet each month. Its data review covers accounts, transactions, contacts, bank activity, and VAT or GST on the connected file.

Firms and in-house finance teams stay when the pack, the consolidation, or the cash forecast is what the lender, the board, or the client actually opens. Paid plans list unlimited team users and unlimited external users, so a firm can share a live view without buying a seat per person. They stay when the source file is already reconciled. A polished dashboard on an unreconciled file does not fix the month.

Connect Xero, QuickBooks Online, QuickBooks Desktop, Sage, MYOB, FreshBooks, or FreeAgent. Excel and Google Sheets are spreadsheet sources. You still categorize and close in the ledger. Syft is where you build financial reports, live views, and commentary on those results.

Connect a ledger, then build the pack

The pricing FAQ says consolidations and multi-entity groups are free, with no limit on how many entities you group. Eliminations are on Standard, Plus, and Advanced. Currency management, consolidated budgets, acquisitions and disposals, and consolidation journals start on Plus. Nested consolidations, division segments, and high-scale infrastructure are Advanced only.

Consolidate entities without a group fee

Cash-flow forecasting, budgets, profit and loss forecasting, a 10-year planning window, and import from Excel or Google Sheets are on Standard, Plus, and Advanced. Driver-based modelling and integrated financials start on Plus. Actuals versus forecast and budget is on every paid plan in the comparison grid.

Budget and forecast from actuals

Data review on the paid grid covers Clarify, eliminations, bank review, data quality, accounts, transactions, contacts, and VAT or GST review, on Standard, Plus, and Advanced. This is a check on the connected file. It does not replace the bank reconciliation inside QuickBooks Online or Xero.

Review the file before you publish

Spreadsheet Link for Excel and Google Sheets is on Standard, Plus, and Advanced. Exports listed on those plans are PDF, Excel, Word, and Syft Assist. The grid shows Syft Assist AI on Standard, with Plus labeled Unlimited insights and Advanced labeled Deeper insights. IFRS and GAAP financial statements, and a style library, start on Plus.

Share Excel, Sheets, and Syft Assist

The pricing grid puts ERP data sources on Advanced only. Accounting, spreadsheet, ecommerce, payroll, and bank-feed sources are marked on Standard and up. On the integrations page, Sage Intacct and Stripe Connect carry a Premium label. A dedicated customer success manager and phone or video support start on Plus. Live chat is on all three paid plans.

Gate ERP and premium connectors

Syft sits on Xero or QuickBooks for reports, consolidations, and forecasts. Free Basic; Standard $23/mo. Over 10 entities, contact them.

Syft Analytics Review: Reports and Forecasts on Your Ledger

Syft Analytics

Basic

Standard

Plus

Advanced

More than 10 entities

Planful is financial performance management software for a finance team that has outgrown a workbook as the company plan. You connect source systems, and Planful runs planning, budgeting, forecasting, consolidation, close, and reporting on that data. The accounting page says close and consolidation use built-in logic for multiple charts of accounts, currencies, ownership, and intercompany eliminations. Spotlight keeps Excel, PowerPoint, and Word files tied to Planful so a board pack can refresh. You still keep the general ledger in the ERP or in QuickBooks. Planful's integrations FAQ says it pulls trial balances, journals, the chart of accounts, and cost centers. It does not become the books.

Vena and Datarails are the Excel-native FP&A suites in this directory, both quote-only, with the model living in the spreadsheet. Jirav is a smaller three-statement plan on QuickBooks Online or Xero with a published price. Fathom and Spotlight Reporting are management-report packs on those ledgers. FloQast and Numeric are close checklists on the ERP. Planful puts the plan, the consolidation, and the close in one platform, and it sells that to companies the site counts in the 1,500+ range, including names such as Bose and Etsy on the company page.

Finance teams stay when the same model has to serve a budget, a multi-entity consolidation, and a board pack, and they have someone who will own the dimensions. The finance FAQ says multi-entity and multi-currency structures are supported, and formal consolidation is part of the product. They stay when the ERP feed is reliable. A Planful plan on a late or unmapped trial balance is still a late plan.

The finance page says budgeting, forecasting, reporting, and analysis sit in one system, with Excel-like behavior for contributors who are not FP&A specialists. The company page says the subscription is tailored to company size, user count, and modules. No module price list is published.

Plan, budget, and forecast in one model

The accounting page says Planful handles multiple charts of accounts, currencies, ownership structures, and intercompany eliminations. The platform page says intercompany entries, currency conversion, and consolidation totals are checked before they reach a report. You still keep the official ledger in the ERP.

Consolidate and close from the ERP feed

The integrations page says Planful Spotlight keeps Microsoft 365, Excel, PowerPoint, and Word files connected to Planful, and that one click refreshes the board pack or weekly update. The platform page also lists pushes to PowerPoint, Excel, Workiva, and BI tools.

Refresh the board pack from Spotlight

The integrations FAQ names pre-built connectors for SAP S/4HANA and ECC, NetSuite, Oracle, Microsoft Dynamics 365, QuickBooks, Acumatica, and Sage Intacct, pulling trial balances, journals, chart of accounts, and cost centers. It says there is no cap on data volume or number of sources and no extra charge for volume. QuickBooks is not labeled Online or Desktop.

Connect ERPs without a volume cap

The integrations FAQ says you set the cadence: general-ledger data might refresh a few times a day, while HRIS or payroll data might sync weekly or monthly. Payroll here is a data feed into the plan, not paycheck processing. Adding a source can be a pre-built connector, an API, or a low-code setup, or a guided project with Planful.

Set the refresh schedule yourself

Planful is quote-only planning, close, and consolidation on your ERP. No public price page. It does not replace the ledger.

Planful Review: Planning and Consolidation, Quote Only

Planful

Subscription

LiveFlow FP&A is the spreadsheet product on liveflow.com. The Excel page says it connects QuickBooks or Xero to Microsoft Excel and syncs reports. The Google Sheets page says the same for Sheets. You keep the formulas in the sheet. The Sheets page says a chart-of-accounts change updates the model without a fresh export. Consolidation on the product page covers account mapping, reports by class, region, or department, intercompany elimination, custom FX or built-in rates across 160+ currencies, and ownership percentages with custom dates. You still categorize, reconcile, and lock the period in the accounting file.

Fathom and Spotlight Reporting build the pack inside their own app, on QuickBooks Online or Xero. Jirav is a three-statement planning model in its own workspace. Vena and Datarails are Excel planning suites with a central database and a quote. LiveFlow is the path that leaves the report in the Google Sheet or Excel file and refreshes it from the ledger. The same website also sells Flow, which its FAQ calls an AI-native ERP and a replacement for QuickBooks Online. That is a different product from LiveFlow FP&A. Buying the spreadsheet sync does not move your books into Flow.

Finance teams stay when the board file is already a spreadsheet and the monthly pain is pasting a QuickBooks or Xero export. The pricing page lists consolidation, budget versus actuals, cash-flow forecasting, department and project reporting, and AP and AR reporting as included, and it does not show a dollar amount. They stay if someone owns the sheet. A live link to a messy ledger just refreshes the mess.

The Excel product page meta description says connect QuickBooks or Xero to Microsoft Excel and sync reports. The Google Sheets page says the same for Sheets. A help article shows connecting another QuickBooks account from inside LiveFlow: open LiveFlow, choose Connect Another Account, connect the other QuickBooks account. The pages opened say QuickBooks, not Online versus Desktop.

Sync QuickBooks or Xero into a sheet

The Google Sheets page says new general-ledger accounts are picked up and models update without a fresh export or broken formulas. You still edit the sheet. The page says other people can view financials in Google Sheets without opening the accounting system.

Let the chart of accounts move

The consolidation page describes account mapping, board-level and custom reports, class or region or department filters, one-click intercompany elimination, FX in 160+ currencies with built-in or custom rates, and ownership percentages with custom dates. The books for each entity stay in the source ledger.

Consolidate entities in the model

The pricing page lists budgeting and forecasting, budget versus actuals, cash-flow forecasting, department reporting, project reporting, and AP and AR reporting as included. FinanceIQ is the budgeting product link from the FP&A page. No plan split shows which of those items cost extra.

Budget against live actuals

The site FAQ for Flow says Flow is an AI-native ERP that unifies accounting, AP and AR, and FP&A, and that Flow is a replacement for QuickBooks Online. LiveFlow FP&A is the product that sits on the accounting software you already have, including QuickBooks and Xero. Do not treat a Flow demo as the spreadsheet connector.

Keep Flow separate from the spreadsheet

LiveFlow FP&A syncs QuickBooks or Xero into Excel or Google Sheets. Pricing is demo-only. Flow on the same site is a different product.

LiveFlow Review: QuickBooks or Xero into Excel or Sheets

LiveFlow

Custom

Datarails FinanceOS connects the spreadsheets a finance team already uses to live data from the ledger and other systems. The FP&A page says you stay in Excel, map the chart of accounts once, and plan, budget, forecast, and report from that governed layer. The QuickBooks page says both QuickBooks Online and QuickBooks Desktop sync into that environment, and the books stay in QuickBooks. The company FAQ says the ERP remains in place and Excel models stay connected to current, traceable numbers.

Vena is the other Excel-native FP&A suite in this directory, also quote-only. Jirav is a three-statement planning app on QuickBooks Online or Xero with a published price, and the work happens in Jirav rather than in your existing workbook. Fathom and Spotlight Reporting build the management pack on the ledger. FloQast and Numeric run close checklists and reconciliations. Datarails puts planning, reporting, and dashboards in the Excel layer. Month-end close, cash, spend, and a finance desk are separate modules, and the pricing page puts close and cash on Expert, not on the entry plan.

Controllers stay when the board pack is an Excel model they refuse to rebuild, and they want version control, permissions, and a live lookup instead of another export. The pricing page shows what changes by plan even though the dollars do not: Professional is 2 users and 1 integration, Premium is 5 users and 2 integrations, Expert is 15 users plus 50 viewers and 3 integrations. A one-ledger shop can start on Professional. A second system waits for a higher plan or a sales conversation.

The FP&A page says the product is Excel-native: existing models stay, and reports and plans update from connected data. Lookups pull a number from a period or entity into a report with a formula. Version control separates drafts from approved numbers. You still close the ledger in QuickBooks, Xero, NetSuite, or the other source system.

Keep the Excel model, refresh the numbers

The QuickBooks integration page says Datarails syncs both QuickBooks Online and QuickBooks Desktop into reporting and planning, and that teams keep Excel. The same page says Datarails connects to 600+ systems. The directory cards opened here also name Xero, NetSuite, Sage Intacct, Sage 50, Business Central, SAP Business One, Priority, Salesforce, and HubSpot.

Connect QuickBooks Online or Desktop

Professional includes reporting, planning, dashboards, 2 users, and 1 integration. Premium raises that to 5 users and 2 integrations and adds Spend (cards, bill pay, contracts). Expert is 15 users plus 50 viewers and 3 integrations, and adds cash management, month-end close, receivables, and Desk. AI storyboards and premium support are marked off Professional.

Plan inside a user and integration cap

The comparison grid includes, on Professional and above, multiple charts of accounts, currency translation, intercompany eliminations, allocations, and joint-venture investment accounting (NCI, equity, or cost). That work happens in Datarails. It does not replace the entity ledgers.

The mobile page says the Datarails app shows financial dashboards. Store links on that page point to Google Play (com.datarails.app) and the Apple App Store listing Datarails FinanceOS. Planning and the Excel model stay on the web and desktop spreadsheet, not in the phone app description.

Read dashboards on the phone

Datarails is Excel FP&A with no public price. Professional is 2 users and 1 integration. It syncs QuickBooks Online and Desktop.

Datarails Review: Excel FP&A, User Caps, No Public Price

Datarails

Professional

Premium

Expert

Cube is FP&A software for a finance team that already lives in Excel or Google Sheets. You connect a general ledger or other source system, map it into one model, and fetch actuals into a spreadsheet with the Cube add-on. You can publish plan numbers back to that model. The Excel FAQ says the add-on tracks who changed a value, when, and from which file. The ledger stays the system of record. Cube's integrations FAQ says it deploys beside the ERP and does not replace it.

Vena is the other Excel-native planning suite in this directory, also quote-only, with actuals loaded into its own database and planning done in Microsoft Excel. Jirav is a lighter three-statement plan on QuickBooks Online or Xero, with a published business price. Fathom is a management-report pack and cash forecast on those ledgers. FloQast and Numeric run the close checklist. Cube is the spreadsheet planning layer: budgets, scenarios, variance, and board reporting, with the option to work in Cube's web workspace as well as Excel or Google Sheets.

Finance teams stay when the annual plan already lives in a workbook and the pain is copying actuals, not learning a new grid. The Excel page says you can keep existing models and store formulas either in Cube or in the sheet. They stay when someone owns the mapping. A messy chart of accounts becomes a messy Cube model, and the QuickBooks and Xero setup FAQs quote two to four weeks and about two weeks, not an afternoon.

The Excel page describes a Cube add-on you download from the Cube portal. You pull rows and columns of current data into a blank sheet or an existing model, and you can send new plan data back. Permissions on the Cube account limit what a person can fetch or publish. Google Sheets connects to the same model.

Fetch actuals into Excel or Sheets

The Excel FAQ says the add-on stores changes to Cube data: change date, team member, event type, message, values, and the submitting document. You can leave formulas in Cube so they stay consistent across models, or leave them in the spreadsheet.

Keep an audit trail on spreadsheet edits

The Xero FAQ says a standard connection imports accounts, tracking categories, and journal entries. A consolidated Xero connection limits tracking categories to the income statement. Volumes over one million records use the consolidated path. The QuickBooks FAQ says a standard connection is transactional data, and a custom connection can add operational, inventory, or headcount data.

Map a ledger into the planning model

Cube's site groups the work into consolidation and close, reporting and analysis, and planning: driver-based plans, revenue plans, cash-flow forecasts, capital spending, scenarios, headcount, and vendor spend. The pricing page says every tier includes data mapping, reconciliation, variance analysis, forecasting, dashboards, and scenario modeling.

Plan, forecast, and explain variance

The pricing page has no dollar amounts. Bronze lists platform access, custom roles, and unlimited dimensions, users, and dashboards. Silver adds Slack or Teams, workflow automation, PowerPoint or Slides, and MCP. Gold adds premium support and all integrations and workflows. Add-ons listed for any plan: Premium Support+, additional modules, and API access. You request a quote.

Quote Bronze, Silver, or Gold

Cube is quote-only FP&A in Excel or Google Sheets on your GL. Bronze, Silver, and Gold show no prices. It does not replace the ledger.

Cube Review: Spreadsheet FP&A on Your GL, Quote Only

Cube

Bronze

Silver

Gold

Add-ons

Aider is period-close and advisory software for accounting and bookkeeping firms. You connect each client's Xero or QuickBooks file. Aider pulls the ledger, runs close checks, flags anomalies, and reconciles transactions so the reviewer works a checklist instead of rebuilding the month. It also writes a performance report, with an executive summary, action points, and charts, that the firm can edit and take to a client meeting. An advisory assistant drafts meeting prep. A firm dashboard shows which clients are behind.

Fathom reads a company file and turns it into management reports for that business. Jirav and Vena are planning systems for a finance team inside the company, building budgets and forecasts. FloQast is a close checklist for an internal accounting department. Aider is the firm's version of the close-and-explain job: many client files, one queue, and a report meant for an advisory conversation. It does not replace Xero or QuickBooks. Karbon acquired Aider in 2025. You can run Aider on its own. Connected to Karbon, close checks sit next to the firm's work management and client messages.

Firms keep it when month-end is a pile of client files and the partners want a report they can show without building slides. Bookkeepers live in the checklist. Advisors use the report in the meeting. The books stay in the client's ledger. Aider tells you whether that ledger is ready, and gives you something to say about it.

Connect Xero or QuickBooks and Aider syncs the client ledger. The checklist flags anomalies, reconciles transactions, and lets you set alerts on figures you care about. The firm still corrects the books in Xero or QuickBooks. Aider is the review layer.

Run the close checklist on the client file

The period-close dashboard shows progress across clients, which alerts are open, and which checks are still manual. That is how a firm spreads work across bookkeepers instead of discovering a late file in the last week.

See every client on one close board

AI-written management reports produce an editable executive summary, action points, and charts in plain language. The firm uses them in client meetings next to the annual accounts. You can edit the draft before it goes out.

Hand the client a performance report

The advisory assistant is described as meeting prep, analysis, and charts, with juniors doing more of the first draft. A separate advisory dashboard uses a traffic-light view across the client base so partners can see who is ready for an advisory conversation.

Prep the advisory meeting

The pricing FAQ says Aider works as a standalone close tool. With Karbon, close checks, exceptions, and client communication sit in the practice workflow. The about page says Karbon acquired Aider in 2025. Unlimited users are listed on the pricing page.

Use it alone, or next to Karbon

Aider runs period-close checks on client Xero or QuickBooks files and drafts advisory reports. It is accounting software, not the coding assistant.

Aider Review: Firm Close Checks and Advisory Reports

Aider

Advisors

Vena is an Excel-native platform designed for financial planning and analysis (FP&A) that integrates AI to enhance business and financial context. It streamlines processes such as budgeting, forecasting, and reporting, enabling organizations to achieve faster planning cycles and improved accuracy. Vena's features include collaborative planning, real-time reporting, and seamless integration with Microsoft 365 applications.

Vena Copilot turns everyday finance questions into FP&A insights, enabling analysis and collaboration without disrupting workflows.

AI-Powered Insights

Centralized templates and co-authoring features enhance collaboration and eliminate version control issues.

Collaborative Planning

Deliver accurate financial and management reports quickly, sharing strategic insights across the organization.

Real-Time Reporting

Facilitates the financial close process, including consolidations and account reconciliations, with speed and accuracy.

Streamlined Financial Close

Allows users to model unlimited 'what-if' scenarios and make adjustments easily within Excel.

Flexible Modeling

Vena

Complete

Spotlight Reporting offers a comprehensive suite of reporting, forecasting, and dashboard tools designed for accountants and businesses. It empowers users to create visually engaging reports and forecasts, enabling informed decision-making and strategic choices. The platform is particularly beneficial for accounting firms looking to enhance their advisory services and for businesses aiming to gain insights from both financial and non-financial data.

Easily create budgets, forecasts, and what-if analysis, including consolidated forecasts for groups.

Powerful Forecasting

Create insightful dashboards to get an instant snapshot of business metrics.

High-Level Dashboards

Turn data into engaging Environmental, Social, and Governance reports with customizable templates.

Customizable ESG Reporting

Consolidate financial data for up to 75 entities, with options for multiple currencies.

Group Consolidation

Comprehensive training and ongoing support to maximize the use of Spotlight Reporting.

Training & Support

Spotlight Reporting

Super VCFO 25

Super VCFO 75

Enterprise

Float is a cash flow forecasting software that helps businesses unlock cash visibility by automatically syncing real-time financial data from popular accounting tools. It allows users to create visual cash flow forecasts without the need for complex spreadsheets. With Float, finance professionals can answer critical 'what-if' questions quickly and accurately, enabling better financial decision-making.

Automatically syncs real-time financial data to create visual cash flow forecasts.

Visual Cash Flow Forecasts

Add scenarios and budgets to visualize the impact of financial decisions.

Scenario Planning

Create accurate cash flow forecasts with various time views.

Daily, Weekly, and Monthly Forecasts

Connects easily with Xero, QuickBooks, or FreeAgent in under three minutes.

Direct Integrations

Customer Support

Float

Early

Growing

Scaling

Settle streamlines back-office operations with smarter procurement, fast vendor payments, and built-in working capital. It is designed for consumer packaged goods (CPG) brands to manage their financial transactions efficiently. Founded in 2019, Settle has helped thousands of e-commerce businesses scale by providing tools for accounts payable, procurement, and working capital management.

Collect bills, route approvals, and pay vendors with real-time visibility into what you owe and when.

Accounts Payable

Create and manage purchase orders, track goods received, and see your true landed costs before you pay.

Procurement

Pay vendors on time while preserving cash, using financing based on your real payables and purchasing data.

Working Capital

Add approval layers for bills, payments, and POs for better spend control.

Approval Workflows

Understand upcoming payments and cash needs using real AP and procurement data.

Cash Visibility and Forecasting

Settle

Launch

Accelerate

Jirav is a dynamic, all-in-one forecasting, budgeting, reporting, and dashboarding solution designed for accounting and finance professionals. It streamlines the budgeting and forecasting process, allowing businesses to confidently drive their financial strategies forward. Jirav integrates quickly with existing accounting, workforce, and operational data, enabling users to create comprehensive financial models and reports with ease.

Easily adjust mid, long-range, and rolling forecasts in minutes, keeping a constant pulse on cash flow.

Dynamic Forecasting

Streamline your monthly close process and create financial packages with just a few clicks.

Automated Reporting

Create multiple scenarios based on leadership input to evaluate new business ideas.

Jirav

Fathom is an all-in-one reporting, analysis, and forecasting tool designed to provide insightful financial insights and management reporting. It enables businesses to create custom management reports, forecast cash flow, and consolidate financial results for multiple entities. With features like AI-driven commentary and advanced financial analysis, Fathom helps businesses understand their performance and plan for the future.

FP&A, Budgeting & Forecasting