StatementHaul turns text-based bank-statement PDFs into a clean CSV or a QBO (Web Connect) file you can import into QuickBooks Online. Conversion runs entirely in your browser, so the PDF is never uploaded. After extracting transactions it runs a balance check: opening balance + credits - debits must equal the closing balance. If it ties you see "Reconciled"; if not, it shows the difference and the row to check. It sits next to QuickBooks rather than replacing it. Handles multi-account PDFs, European number formats, and French, Dutch and German month names. Limits: scanned/image-only PDFs aren't supported (no OCR). Pricing: 2 free statements per device, then one-time packs (10 for $9, 100 for $29), no subscription.

StatementHaul

Utilly turns PDF bank statements (Chase, Bank of America, Wells Fargo, Capital One, Mercury) and credit card statements (Amex, Chase, Capital One, Citi) into CSV, Excel, QuickBooks (.QBO Web Connect and .IIF for Desktop), Quicken .QIF and Xero files. Each conversion is reconciled against the statement's opening and closing balance, so you know no transaction was dropped. It sits next to QuickBooks and Xero rather than replacing them. Files are processed in memory and deleted within an hour.

Upload a bank statement PDF and download QBO (Web Connect) or IIF for QuickBooks Desktop.

Bank statement PDF to QuickBooks

Upload Amex, Chase, Capital One or Citi card statement PDFs and get CSV, Excel, QBO or QIF.

Credit card statement conversion

Every PDF is reconciled to the statement's opening and closing balance so no transaction is dropped.

Balance check

Download Xero-ready CSV, plain CSV or Excel for any bookkeeping tool.

Xero and CSV export

Convert CSV, Excel or OFX files up to 100 rows to QBO, IIF or QIF for free.

Free CSV/Excel/OFX converter

Files are processed in memory and deleted within an hour.

Privacy by design

Utilly

Free preview

Finlens automates the manual work your finance team still does by hand, including Stripe RevRec, onboarding, prepaid schedules, and categorization, all synced back to QuickBooks. It allows teams to close books faster by connecting accounts, categorizing transactions with AI, and syncing reviewed entries back to QuickBooks. With Finlens, teams can track every task and close with confidence, reducing the time spent on month-end processes.

Finlens categorizes every transaction automatically using AI, pulling data from bills and receipts, and drafting journal entries and accruals.

AI Categorization

Reviewed entries post straight to QuickBooks, ensuring that your books and Finlens remain identical with no double entry.

Two-Way Sync

Finlens automatically matches transactions and identifies discrepancies, generating reconciliation entries before you even open QuickBooks.

Automated Reconciliation

A customizable close workflow keeps your team aligned, tracking every task from AP/AR reconciliation to final sign-off.

Structured Close Workflow

Finlens drafts monthly depreciation entries from source bills, allowing for easy approval and posting to QuickBooks.

Fixed Asset Depreciation

Finlens

StatementCSV turns PDF bank statements from Chase, Amex, Bank of America, Citi, and Capital One into a table you can review and edit before exporting CSV. No bank login or Plaid connection is needed, and uploaded files are not stored. One-time price of $9.99.

StatementCSV

Campfire at campfire.ai is an AI-native ERP for finance teams, not a campground product and not a consumer app. The general ledger is the system of record. Billing events, CRM contracts, payroll journals, card spend, and bank feeds post into Campfire, and the statements come out of Campfire. It consolidates entities, recognizes revenue from the contract, and runs close checklists, reconciliations, and flux review. Ember is the accounting assistant that groups related transactions and suggests what to do next. You leave QuickBooks. Prior history can come across, or you cut over on a date and leave the old detail behind.

QuickBooks Online and Xero are the small-company files Campfire tells you to exit once you have more than one entity or deferred revenue. Kick, Digits, and Puzzle are lighter US ledgers for a shop that still wants to run the books itself. Rillet is the other quote-only SaaS ERP in this directory. NetSuite is the heavier system Campfire contrasts itself with: a longer implementation and modules. FloQast can sync close data with Campfire, so some teams keep a close tool beside the new ledger. Bench does not cover this job.

Controllers stick when the revenue schedule, the entity consolidation, and the close are the work that outgrew a single company file, and they want that work in the ledger instead of in spreadsheets. The assistant groups transactions for a person to review. Campfire's own team maps the chart of accounts and the connections before the first close.

Invoices, contracts, payroll, and expenses are meant to land in Campfire and stay reconciled there. Campfire's docs call this the system of record, in place of QuickBooks or NetSuite. Bank feeds from the banks they list post on a daily or automatic cadence, depending on the bank. You review what the assistant groups, rather than coding every line from a bank screen in QuickBooks.

Keep the general ledger in Campfire

Salesforce and HubSpot send contract and deal data. Stripe, Chargebee, Recurly, and Orb send billing events. Campfire says it applies recognition for subscription, usage, tiered, and hybrid models, including ASC 606, without a side spreadsheet. Their buyer notes say QuickBooks has no native revenue recognition for deferred revenue and multi-element contracts.

Recognize revenue from the CRM and the billing tool

The homepage lists close checklists, flux analysis, account reconciliation, and duplicate detection. Payroll journals come from Rippling, Gusto, ADP, Justworks, or Sequoia. Card and AP activity can come from Ramp, Brex, BILL, Payhawk, Routable, or Airwallex. FloQast is a listed sync for close status, which means Campfire is the ledger and FloQast can still sit beside it.

Close with a checklist inside the ledger

Campfire describes multi-entity consolidation, intercompany eliminations, and statements across subsidiaries without logging in and out of separate company files. Their QuickBooks comparison treats QuickBooks Online as one entity at a time. Inventory and cost of goods can post from Cin7 or DOSS. That is a sync into the ledger, not a claim that Campfire is a warehouse system.

Consolidate entities without a second login

Campfire's pricing note, updated June 9, 2026, says price follows legal entities, transaction volume, revenue-model complexity, and integration count. It is not per seat. They say every plan includes the full platform, implementation by Campfire's team, support, and standard integrations such as Salesforce, Stripe, Ramp, and Rippling. Most go-lives are described as 4 to 8 weeks. campfire.ai/pricing returned a 404 on the day of this review.

Quote the whole platform, not seats

Campfire.ai is an AI-native ERP for multi-entity finance teams. The ledger lives here. Pricing is a quote. Not a campground app.

Campfire Review: AI-Native ERP Ledger, Quote Only

Campfire

Custom quote

XBert watches client accounting files and turns problems into work. You connect Xero, QuickBooks, MYOB, or FreeAgent. The data-quality page says it runs over 150 automated checks across those systems, with no setup required, and syncs multiple times a day. The Xero page lists what it reads: journals, users, profit and loss, invoices, bank transactions, bank statements, accounts, organisations, credit notes, bank transfers, payments, payroll when it applies, and contacts. QuickBooks lists the same set. MYOB lists the same set except payroll. Alerts land on a workboard. The site says you fix them in the ledger or with Auto-Resolve, and the alert clears on a later sync. You still reconcile and lock the period in Xero, QuickBooks, or MYOB.

QuickBooks Online and Xero are the ledgers. XBert does not replace them. FloQast and Numeric are close checklists for an in-house accounting team on an ERP. DataSnipper stays in Excel and ties a figure back to a source document for audit. Fathom builds the management pack after the file is clean. XBert is the practice layer in front of that: exception checks on live client data, workflow around those exceptions, and practice reports. The homepage also describes client portals, custom alerts from a prompt, and receipt capture marked as beta.

Firm owners stay when the cost of a missed bank account, a bad tax code, or a duplicate invoice shows up at lodgement or at year end. The product is aimed at bookkeepers and accountants who review many files, not at an owner coding one company. They stay if the alert list matches the checks they already do by hand. A tool that flags the wrong things just adds a second inbox.

The data-quality page says XBert runs over 150 automated checks, every client, every day, across Xero, QuickBooks, MYOB, and FreeAgent, and that no setup is required. It also describes a data health score you can show a client. The checks read the live file. They do not replace bank-feed matching inside the ledger.

Run checks across every client file

Xero and QuickBooks pages say you sign in with that ledger and connect on first login, and that files sync multiple times a day. Both list journals, invoices, bank transactions, bank statements, accounts, contacts, and payroll when it applies. The QuickBooks page describes the audience as QBO-based practices. MYOB lists the same objects except payroll, and the page says it is built for Australian firms.

Sync Xero, QuickBooks, or MYOB

The Xero, QuickBooks, and MYOB pages say an alert can be fixed in the accounting file or with Auto-Resolve. After the next sync the alert clears and can be filed. The pages say XBert stores only the data needed for notifications, in an encrypted database. Which Auto-Resolve actions write back was not listed.

Clear an alert in the ledger or in XBert

The homepage describes workflow boards tied to client ledger data, templates, capacity and time tracking, and 26+ firm-wide reports (volume, capacity versus hours, and client comparison). Xero Practice Manager is a named sync: daily work and time can stay in XBert and sync to XPM jobs. That is practice work, not a second set of books.

Put alerts on the firm's workflow

The site describes a client portal for documents and questions, custom alerts written as a prompt, and a shared prompt library. Receipt capture and the Capture app are marked beta on the data-quality and navigation pages. App Store and Play Store listings were not confirmed.

Ask clients and capture receipts

XBert flags data errors in Xero, QuickBooks, and MYOB and puts them on a workflow. No public price. It does not replace the ledger.

XBert Review: Ledger Alerts for Bookkeeping Firms

XBert

Subscription

Trintech is close and reconciliation software for a finance team that has outgrown a spreadsheet checklist. Balances and transactions come over from the ERP. Cadency is the large-company platform: account reconciliation, transaction matching, the close task list, journal-entry routing, intercompany, and an evidence binder auditors can open. Adra is the mid-market suite on the same company. Adra Matcher matches bank, card, point-of-sale, and other files, including one-to-many and many-to-many. Adra Balancer certifies balance-sheet accounts against a variance threshold. Adra Task Manager is the checklist. Adra Journal Entry creates and posts or exports journals back to the ERP. Staff prepare, a reviewer signs off, and unmatched lines sit in an exception queue. You still lock the period in the ERP.

FloQast and Numeric do this same close job for in-house accounting teams. Numeric names QuickBooks Online, Xero, and NetSuite. FloQast names Xero and NetSuite. Trintech is the older record-to-report suite. Its named connectors are SAP, SAP S/4HANA, Oracle E-Business Suite, NetSuite, and Workday. Adra also points at Microsoft 365 and Planful. QuickBooks Online and Xero were not named. NetSuite stays the ledger if that is your system. Trintech does not replace it. DataSnipper stays in Excel for tying a figure to a PDF. It does not match a daily transaction population or run the close calendar.

Teams keep it when the pain is volume: daily cash and card matching, a balance sheet that has to be certified, and a close that spans entities. The match rules, the certification, and the journal path live in one system, and an auditor can be given access to the binder instead of a shared drive of workbooks.

Cadency standardizes data from the ERP and other sources, auto-matches, and opens an exception for what does not match. Adra Matcher reads bank, card, point-of-sale, merchant, and delivery files in their source layout and supports one-to-one, one-to-many, many-to-one, and many-to-many rules, including three-way and four-way matches.

Match transactions and clear exceptions

Cadency reconciles accounts brought over from the system of record and notifies the preparer when an item needs attention. Adra Balancer can auto-certify accounts inside a variance threshold you set and keeps the support, comments, and workflow on the account.

Certify balance-sheet accounts

Cadency Close assigns tasks, shows bottlenecks, and ties the checklist to reconciliation and journals. Adra Task Manager is a checklist with owners, status, and separation of duties. The period still locks in the ERP.

Run the close checklist

Cadency journals use configurable routing, controls, and attachments, with two-way communication to the connected system. Adra Journal Entry standardizes creation and can post or export back to the ERP. A person is still in the approval path.

Route journal entries back to the ERP

Cadency intercompany compares activity between entities inside the close. The NetSuite, SAP, and Workday connector pages describe one close console across ERP instances and multi-company Workday deployments. This is not a replacement for the ERP's own consolidation module.

Reconcile across entities

Cadency stores support in an online binder and can give auditors access to the close record. Adra Analytics reports close tasks and reconciliations in Power BI, Excel, or Tableau. Adra's integrations page also says the suite is embedded in Microsoft 365 and connects with Planful for close through planning.

Hand auditors a binder, not a folder of files

Trintech matches transactions, certifies accounts, and routes journals for the close. Quote-only. The ledger stays in your ERP.

Trintech Review: Close and Reconciliation on the ERP

Trintech

Custom

Clear Books is the ledger for a UK sole trader, landlord, or small company. You record income and expenses, send invoices, and file to HMRC from this file. Paid plans add bank feeds and bill and receipt capture. MTD for Income Tax quarterly updates are on the free sole trader and property plans. MTD VAT submissions are on Sole Trader Plus and on the Medium and Large organisation plans. The site has said it is UK software since 2008.

Xero and QuickBooks Online are the ledgers many accountants already know. Kick is a US replacement ledger. Dext, Hubdoc, and Veryfi capture documents and publish them into Xero or QuickBooks Online. Nanonets and DocuClipper extract invoices or statements for those same files. Clear Books is the books, not a capture add-on. Invoices, bank matching, VAT, CIS, and dividends live here, with hard plan gates. A US shop will not find 1099s in this file.

People who stay want UK support and one file that can start as a free MTD Income Tax record for a simple sole trader or a single property, then add invoicing and bank feeds. You can invite an accountant on the free plans. Limited companies, partnerships, and charities move to the organisation plans when they need journals, user permissions, dividends, and the fuller report set.

Sole Trader Free, Property Free, and Foreign Property Free cover HMRC-recognised MTD Income Tax quarterly updates and year-end filing, with no transaction cap, and you can invite an accountant. MTD VAT, the flat-rate scheme, and domestic reverse charge start on Sole Trader Plus. On organisation plans, MTD VAT submissions start on Medium. Small does not include them.

File MTD from the plan that includes it

Sole Trader and the organisation plans create and email invoices, including recurring invoices and reminders. Stripe and GoCardless are on the feature list for card and direct debit. Instant Bank Payments is an optional open-banking add-on. The pricing page does not show that add-on's price.

Invoice and collect in the same file

Paid sole trader and property plans include automated bank feeds and bill and receipt scanning. Organisation plans include a bank feed with automated matching on Small and up. The feature list also names an Auto Code pass over bank lines. The bank-feed provider is not named.

Match a bank feed and capture bills

Medium adds purchase orders, CIS reporting and submissions, and budgets, plus MTD VAT. Large adds project accounting, multi-currency with XE.com rates unless you override them, employee expense claims, mileage, and fixed assets. Stock tracking is marked on Small, Medium, and Large.

Step up for VAT, CIS, projects, and currency

The feature list says you can pay bills and payroll from Clear Books through Revolut Business. Payroll is a separate add-on with RTI submissions to HMRC and a 30-day trial. Its price is not on the pricing page. Auto Bills is included on paid sole trader and property plans and listed as an add-on on Small, Medium, and Large.

Pay bills or run payroll as add-ons

Organisation plans include journals, an audit log, user permissions, and period locks. Reports include profit and loss, balance sheet, cash flow, and trial balance, with CSV or PDF export. The accountant works in this file. There is no QuickBooks Online or Xero sync on the pages opened.

Lock a period and hand the file to an accountant

Clear Books is a UK ledger. Free MTD Income Tax plans exist. Paid plans start at £5/mo plus VAT. VAT filing is not on every plan.

Clear Books Review: UK Ledger, MTD Plans, and VAT Gates

Clear Books

Sole Trader Free

Sole Trader

Sole Trader Plus

Property Free

Property

Foreign Property Free

Foreign Property

Small

Medium

Large

Circit is how an audit team requests and receives third-party evidence. In Confirm you send bank, debtor, custodian, legal, and other confirmation requests from templates or your own, upload a batch from a spreadsheet, roll last year's requests forward, and chase them with reminders. The client signs in a workspace Circit hosts. The provider responds into Circit, and you accept or reject the reply. Verify is the other path: after the client authorizes it, Circit pulls balances and transactions from the bank through Open Banking, a corporate bank API, or SWIFT, then exports a workbook for cut-off, cash, and subsequent-events work. Engage is the shared request list for PBC items, uploads, queries, and e-sign, including across entities. You export the pack into the audit file. Circit does not post the journal entry.

DataSnipper checks a PDF that is already in the workbook. Circit is how you get the bank's answer, or the transaction file, before that step. FloQast and Numeric run the company's close checklist on the ERP. They do not send a confirmation to the client's bank. NetSuite, QuickBooks Online, or Xero can still be the ledger. Circit did not name those products as connectors on the pages reviewed. The documented accounting link is a general-ledger feed into Engage, without a product name.

Teams keep it when confirmation season is letters, bank portals, and chase email. The request, the client authority, the provider reply, and the status sit in one place. Verify is there when a statement the client forwarded is not good enough and the firm wants the balance from the source.

Use one of more than 100 templates or your own. Upload a batch from a spreadsheet, roll prior-year requests forward, and watch sub-statuses with automated reminders. Accept or reject the response in the same workspace. Bank, accounts receivable, accounts payable, custodian, legal, and loan requests are the documented types.

Send and track confirmation requests

Clients sign letters of authority in a Circit workspace, with branded sender email and a record of the signature. Engage adds eIDAS electronic signing, threaded messages, and private notes. You are not chasing a scanned signature in email.

Get the client's authority in the platform

Verify uses Open Banking, corporate bank APIs, or SWIFT statements after the client authorizes the connection. You get normalized balances and transactions for cut-off, cash-book, and subsequent-events testing, and you can export a workbook with tags and review notes. The client chooses the authorization window.

Pull balances and transactions from the bank

Clients see one inbox of requests, signatures, and authorizations. Teams upload folders (the page says up to 5GB in one action), review PDF, Excel, and Word in the browser, and mark documents accepted or rejected. Queries sit on the file. Templates roll forward.

Run the PBC list in Engage

Confirm exports every request, response, message, and document as one file. Verify exports structured data into an audit platform, an analytics tool, or working papers. Circit does not say which audit platform. The engagement file you already use still holds the opinion.

Export the evidence pack

Engage lets the team switch between entities with separate data. Verify connects accounts across currencies, group structures, and jurisdictions, and can aggregate cash for a group audit. Asset-management confirmations support multi-entity, multi-signer workflows.

Cover more than one entity

Circit sends audit confirmations and can pull bank balances from the source. Quote-only. It does not keep the ledger.

Circit Review: Audit Confirmations and Bank Evidence

Circit

Booke (booke.ai) is software that works inside QuickBooks Online or Xero. You invite AI Bookkeeper as a user. It uses the bank feed already connected to that file. No second bank login. Each day it categorizes supported transactions, matches invoices, bills, and receipts, and asks for a document when your rules say one should be there. Low-confidence and unusual items come back to a person with a suggested treatment. In QuickBooks Online the reconciliation work is preparation. In Xero it can take supported reconciliation actions when the file is configured for them. QuickBooks Online or Xero stays the system of record. Booke is not a new ledger, and it does not include a team of accountants.

Kick, Digits, and Puzzle are ledgers you would move to. Bench and Pilot are services where people close the month. Booke is the other model: the file you already have, plus software that does the repeat bank-feed work. You still review exceptions and you still close. A shop that wants to leave QuickBooks or Xero, or that wants someone else to own the close, is looking at a different product.

Firms stick when the same vendors, the same documents, and the same bank-feed questions show up across client files, and they do not want another dashboard. Each client has its own learning from that file's history and from corrections the team confirms. The computer does not have to stay on. Booke runs the work on its own hosted setup after the invite.

Invite AI Bookkeeper into the QuickBooks Online company. It categorizes eligible bank-feed lines, matches them to invoices, bills, and receipts, and prepares reconciliation. It does not finish the close. Lines it is not confident about stay for your team. The existing QuickBooks bank feed stays; you do not add a separate bank connection for Booke.

Work the QuickBooks Online bank feed

Connect Xero once. Booke categorizes, matches documents, and can take supported reconciliation actions in cases Xero and your setup allow. Unsupported or uncertain items stay open. Booke tells you to read the Xero scope on its own, not as a copy of the QuickBooks workflow. Final review and close stay with a person in Xero.

Work a Xero file, with a wider rec step

When a transaction arrives, Booke looks at how that vendor was handled before and whether a document usually exists. If it finds a matching invoice or bill in QuickBooks Online or Xero, it matches it. If the document is missing and your rule expects one, it requests it. You set thresholds, such as which amounts need a receipt. OCR for bills, invoices, and receipts is on the Business plan.

Match documents or request the missing ones

Low-confidence, unusual, split, duplicate, foreign-currency, and policy items are routed for review instead of treated as finished. Confirmed corrections feed that client file only. Booke says learning is not shared across clients. It will use up to two years of chart, vendor, transaction, document, and correction history, depending on the platform and setup. It does not show a confidence score as an accuracy guarantee.

Exceptions stay with a person

The published Business plan is per business. Accounting firms get a second offer: multi-client management, a white-label client experience, and priority onboarding, priced by request. Adding a business mid-cycle creates a prorated charge, then that business is included from the next renewal. The pricing page has an Annual/Monthly control, but the page HTML only showed $129 per business per month.

Firm rollout is a separate quote

Booke categorizes and matches documents inside QuickBooks Online or Xero. Business is $129 per business/month. It is not a new ledger.

Booke Review: AI Bookkeeper Inside QuickBooks or Xero

Booke

AI Bookkeeper (Business)

AI Bookkeeper (Accounting Firms)

QFXtoQBO

Kick is the ledger. You connect banks and cards through Plaid, plus Stripe, PayPal, Mercury, Ramp, Gusto, and BILL. Transactions land in Kick's cash-basis books already categorized. You review the misses, keep the rules that stick, match receipts, and reconcile. Reports and the year-end tax package come out of Kick.

It does not sit on QuickBooks Online or Xero. The live books live here, which is the opposite of Double (a layer on the file you already have) or staying in Wave with a local bookkeeper. For a US service shop, Kick's job is a shorter weekly review than QuickBooks and a year-end package a CPA can use. Owner help currently gates a direct QuickBooks import to Advanced; everyone else starts from bank feeds and a CSV or statement import.

People who stick with Kick are usually DIY US owners who found QuickBooks heavier than the books they actually keep. They care most about a clean year-end handoff: a review pass and a package an accountant can use, without paying a monthly bookkeeping service.

Bank, card, and processor lines post to the cash ledger as they sync. You correct the misses and keep rules. Kick leaves a transaction uncategorized when it is not confident.

Categorize as the feed lands

Forward, photograph, or upload receipts. Kick matches them to the bank or card line instead of leaving a pile in your camera roll.

Receipt and document matching

Plus and Advanced keep multiple LLCs in one login, match intercompany transfers, and split shared bills. New entities start free for 250 transactions, then $50/month, and that count does not reset next year. Older Plus plans stay capped at 5 entities until you move to current pricing.

Multi-entity in one workspace

Download an Excel year-end package (cover, P&L, balance sheet, general ledger, trial balance) for your CPA. Flag vendors as 1099 eligible and export a 1099 report. Kick does not e-file 1099s or the return.

Tax package and 1099 review

Cash-basis books are on every plan and post as transactions sync. Plus and Advanced add an accrual ledger, classes, departments, locations, projects, and AR/AP aging. Accrual posts only after you confirm the lines or a rule auto-confirms them.

Cash ledger now, accrual on Plus

Basic and above include an MCP server and CLI so you can query or update the books from Claude, ChatGPT, or a terminal. Firms also get a REST API across every workspace they manage.

MCP, CLI, and a REST API

Kick replaces QuickBooks for US service businesses. Free to 250 expenses/year, paid from $40/mo billed annually. Multi-entity, the catch, and who should skip it.

Kick Review: AI Ledger for US Founders (Not QuickBooks)

Kick

Free

Basic

Plus

Advanced

Bank Rec™ is a bank reconciliation software designed for those migrating from Excel and legacy reconciliation processes. It includes features such as high-speed matching and a Reconciliation Wizard to streamline the reconciliation process. Users can also generate reconciliation reports and utilize custom matching rules in both Corporate and Advanced Editions.

Quickly reconcile bank accounts with high-speed matching capabilities.

High-Speed Matching

Guides users through the reconciliation process for ease of use.

Reconciliation Wizard

Allows users to set custom rules for matching transactions.

Custom Matching Rules

Generate detailed reports for reconciled accounts.

Reconciliation Reports

Designed for users transitioning from Excel and legacy systems.

Migration Support

Bank Rec

Quipu is an all-in-one invoicing and treasury solution designed for freelancers, companies, and bookkeepers. It simplifies the management of invoicing, cash flow, and taxes, allowing users to focus on their core business activities. With features like automated billing processes and real-time cash flow visualization, Quipu helps users make informed financial decisions.

Easily create and send invoices while tracking their status from anywhere.

Automated Invoicing

Synchronize income sources and visualize cash flow with real-time data.

Cash Flow Management

Utilize OCR technology to register invoices quickly and reliably.

Document Digitization

Automatically associate bank movements with corresponding invoices.

Bank Reconciliation

Benefit from auto-completion of tax forms and specialized advisory services.

Tax Management

Quipu

Starter

Rho is a financial platform designed for startups and scale-ups, offering business banking, corporate cards, and expense management. It provides instant access to accounts, cards, and treasury management with dedicated support. Rho helps businesses streamline their financial operations, enabling them to focus on growth rather than administrative tasks.

Rho Expenses handles reimbursements and organizes every transaction in real time.

Expense Management

Pay vendors easily by scanning invoices with AI and routing approvals automatically.

Vendor Payments

Banking, cards, and treasury sync automatically to keep books clean and audit-ready.

Automatic Syncing

Get hands-on onboarding and dedicated support with response times under a minute.

Dedicated Support

Manage your finances on the go with the Rho mobile app.

Mobile App

Novo offers a flexible and forward-thinking platform designed for small businesses, freelancers, and self-employed individuals. It provides essential banking tools such as free checking accounts, easy invoicing, intuitive budgeting, and real-time insights to help businesses thrive. With integrations for popular tools like Stripe and QuickBooks, Novo centralizes business finances and reduces manual work.

Bank Feeds & Reconciliation